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What We Do

We’re the UK’s biggest single provider of packaged account products and services to the retail banking sector. We’re also the largest administrator of mobile device protection policies on behalf of mobile networks and retailers. This means that we:

  • Manage 8 million mobile device protection policies in the UK
  • Deliver a consistent customer experience across multiple brands and product providers, generating 10 million customer touch points a year
  • Help customers safeguard their personal data when using payment cards through ID Defender
  • Work with some of the world’s leading providers of mobile security solutions to help customers safeguard their smartphone data
  • Administer over 16,000 gadget insurance policies in the UK
  • Provide a variety of business process outsourcing solutions ranging from telesales, customer service and sales consultancy to fraud investigation, supply chain management and broking and underwriting services


We’re passionate about celebrating the successes of our teams and telling the world about our many achievements. Our people deliver excellence every day and here are just some of the awards our teams have been proud to pick up recently.

Recruitment Business Awards 2012

“Our referral scheme app is the most innovative part of our referral scheme; allowing our employees to refer their friends using their smartphone. It was a major stepping stone for us to launch our very own app exclusive to us.” – Louise Holland, Recruitment Team Manager

Recruiter Awards for Excellence 2012 & CIPD Recruitment Marketing Awards 2012

It was more success for our referral scheme as we picked up awards for ‘Best Employee Referral Strategy’. Judges were impressed by our fun launch, innovative app and the fact that we received 132 referrals on day one. “The most impressive result was that over 40% of all new starters were employed through the scheme. My thanks go to everyone who has been involved.” – Michael Carter, Head of HR

The Insurance Fraud Awards 2012

We’re very proud to gain the accolade of ‘Fraud Investigation Team of the Year’ for the second time in three years. Our field investigators and desk analysts have achieved some excellent results, working with the Police to achieve a 95% arrest rate. “It’s a real testament to how we’re continually evolving and improving our techniques in combating the ever-growing problem of mobile phone fraud.” – Head of Security & Investigations

Training Journal Awards 2012

Our Learning & Development Team put together a brilliant Customer Excellence training programme to help us better meet the needs of our customers. It was so good it won an award for ‘Best Practise in Learning Transfer’. The judges commended our outstanding training design that focused on changing employee behaviour rather than on merely imparting new knowledge.